Ben Gharbi H. DIGITAL ISLAMIC FINANCE IN INDONESIA: CHALLENGES AND OPPORTUNITIES FROM A PUBLIC POLICY PERSPECTIVE. Int. J. Is. Ec. Fi. Res. [Internet]. 2025 Dec. 26 [cited 2026 Apr. 20];8(2 December):212-27. Available from: https://www.ijiefer.uis.edu.my.kuisjournal.com/ircief/article/view/237