MUHAMMAD RIDHWAN AB. AZIZ. ISLAMIC DIGITAL BANKING FRAMEWORK IN MALAYSIA: A PRACTITIONERS’ PERSPECTIVE. International Journal of Islamic Economics and Finance Research, [S. l.], v. 7, n. 1 July, p. 28–41, 2024. DOI: 10.53840/ijiefer140. Disponível em: https://www.ijiefer.uis.edu.my.kuisjournal.com/ircief/article/view/140. Acesso em: 28 oct. 2026.